The devastation caused by hurricanes can be as wide-spanned as the storm itself. Just as the severity of a hurricane can rarely be predicted accurately, neither can your damages. Fortunately, Monarch Claims can accurately estimate your damages after a storm.

Water intrusion is the most common loss experienced by property owners. Plumbing leaks and breaks are the most pervasive form of water intrusion. Because plumbing  is underground and behind walls, water damages can often be unapparent and overlooked by insurers and adjusters.

Mold is common in homes. There are several types of mold that grow within your home, some of which are toxic and severely hazardous to your health. When it appears, it is crucial to address it IMMEDIATELY. As a living organism, mold can proliferate and will continue to spread, causing home and health damage.

Feeling vulnerable and unsafe in your home following a theft is expected; a claims process should not. But, unfortunately, it happens too often. Monarch Claims can alleviate your burden by performing detailed inventories and policy reviews to initiate a claim.

Hail Damage can significantly impact the integrity of your roof, potentially leading to leaks and other issues. When hail strikes your roof, it can cause various types of damage, including cracks, fractures, granule loss, bruising, punctures and loosening of flashing and seals. Over time, this can result in leaks, water damage to the interior of your home, mold growth and even structural issues if left unaddressed. Therefore, it is crucial to have a professional inspect your roof for hail damage after a storm. Monarch Claims’ experienced adjusters are ready to offer you a free inspection of your home.

After a winter storm, frozen pipes pose a significant risk of bursting, leading to water damage that can be challenging to detect behind walls or cabinetry. When water freezes inside pipes, it expands, exerting pressure on the pipe walls. This pressure can exceed the pipe’s capacity, causing it to rupture once the ice thaws or further freezing occurs. Because many pipes are located within walls, ceiling, or beneath cabinetry, the water damage may not be immediately visible. Over time, hidden leaks can saturate building materials, fostering mold growth, compromising structural integrity, and lead to costly repairs. A thorough inspection by one of our experienced adjusters combined with advanced moisture detection tools, will help you quickly locate and mitigate potential water damage.