WATER DAMAGE

The most pervasive form of water intrusion falls within the realm of plumbing leaks and breaks. Because of the nature of plumbing being underground and behind walls, water damages can often be unapparent and overlooked by homeowners and even many adjusters. To mitigate this risk, Monarch Claims has specific training to accurately detect all covered damages including:

Swelling                         Peeling 

Water Stains          Buckling/Tentin 

Rental and commercial properties are more frequently vandalized and maltreated, from graffiti to renters housing marijuana-growth operations, some damage can be more apparent than others.

​We will thoroughly review your policy for all coverage exclusions and limitations to ensure that your claim is properly reported, deadlines are properly complied with and your recovery potential is maximized. Monarch Claims will prepare an estimate of your damages including:

Underlying Damages                         Physical Damage

Loss of Rental Income                                   And More…

Mold is often the result of water damage which provides the opportunity to expand the reach of your policy. Claiming damage for both water and mold maximizes the potential for a promising payout. Insurance carriers maintain the benefit of understanding the barriers of mold coverage within your policy. Monarch Claims has individuals whom hold a mold assessor and remediator license and can advise you on exactly what repairs will be necessary.

After a winter storm, frozen pipes pose a significant risk of bursting, leading to water damage that can be challenging to detect behind walls or cabinetry. When water freezes inside pipes, it expands, exerting pressure on the pipe walls. This pressure can exceed the pipe’s capacity, causing it to rupture once the ice thaws or further freezing occurs. Because many pipes are located within walls, ceiling, or beneath cabinetry, the water damage may not be immediately visible. Over time, hidden leaks can saturate building materials, fostering mold growth, compromising structural integrity, and lead to costly repairs. A thorough inspection by one of our experienced adjusters combined with advanced moisture detection tools, will help you quickly locate and mitigate potential water damage.