Hurricane
Water
Fire
Vandalism
Theft
Mold
Hail
Frozen
Flood
HURRICANE DAMAGE
We offer a comprehensive hurricane claims assessment which includes a deep-dive of your policy coverage and a detailed inspection of all damages, whether apparent or not. Extreme weather does not always need to cause extreme stress. With our help, we will help itemize all damages congruent with water intrusion, flood, and wind damage to ensure that you are maximizing your policy coverage and receiving proper compensation for your damages.
WATER DAMAGE
The most pervasive form of water intrusion falls within the realm of plumbing leaks and breaks. Because of the nature of plumbing being underground and behind walls, water damages can often be unapparent and overlooked by homeowners and even many adjusters. To mitigate this risk, Monarch Claims has specific training to accurately detect all covered damages including:
Swelling Peeling
Water Stains Buckling/Tentin
FIRE DAMAGE
Monarch Claims puts your interests and safety first. A fire can compromise the internal building structure, leaving you and your family at risk. By completing an immediate and thorough evaluation, we can appropriately account for all damages, including those that may be inapparent or hidden. Precision is key in ensuring a safe environment for you and your family. Because fire damage is one of the most destructive types of claims, we thoroughly check for:
Structural Damage
Electrical Circuitry
Air Conditioning System
Walls, Ceiling & Roof
And More
VANDALISM DAMAGE
Rental and commercial properties are more frequently vandalized and maltreated, from graffiti to renters housing marijuana-growth operations, some damage can be more apparent than others.
We will thoroughly review your policy for all coverage exclusions and limitations to ensure that your claim is properly reported, deadlines are properly complied with and your recovery potential is maximized. Monarch Claims will prepare an estimate of your damages including:
Underlying Damages Physical Damage
Loss of Rental Income And More…
THEFT DAMAGE
We will review not only your homeowner’s policy but your personal articles policy and any other applicable insurance policy so that your coverage is maximized and your claim is expedited.
MOLD DAMAGE
Mold is often the result of water damage which provides the opportunity to expand the reach of your policy. Claiming damage for both water and mold maximizes the potential for a promising payout. Insurance carriers maintain the benefit of understanding the barriers of mold coverage within your policy. Monarch Claims has individuals whom hold a mold assessor and remediator license and can advise you on exactly what repairs will be necessary.
HAIL DAMAGE
FROZEN PLUMBING
After a winter storm, frozen pipes pose a significant risk of bursting, leading to water damage that can be challenging to detect behind walls or cabinetry. When water freezes inside pipes, it expands, exerting pressure on the pipe walls. This pressure can exceed the pipe’s capacity, causing it to rupture once the ice thaws or further freezing occurs. Because many pipes are located within walls, ceiling, or beneath cabinetry, the water damage may not be immediately visible. Over time, hidden leaks can saturate building materials, fostering mold growth, compromising structural integrity, and lead to costly repairs. A thorough inspection by one of our experienced adjusters combined with advanced moisture detection tools, will help you quickly locate and mitigate potential water damage.
FLOOD DAMAGE
WE WOULD LOVE TO HEAR FROM YOU
305.972.2034
contact@monarchclaims.com
Call us directly or fill out the form below and we will get back to you as soon as possible.