by Edgar Velazquez | Sep 3, 2026 | Claims Guides
The deadlines at a glance: Florida law gives you 1 year from the date of loss to report a new property claim. A supplemental claim gets 18 months. A lawsuit over the claim has its own separate limit of 5 years. If you miss the first deadline, the claim can be barred....
by Edgar Velazquez | Aug 27, 2026 | En Español
La respuesta corta: el ajustador público maneja el reclamo de propiedad completo, desde la primera inspección hasta el pago final. El abogado se vuelve necesario cuando la demanda se vuelve necesaria. Si la pelea es por dinero, alcance o cobertura, eso es trabajo de...
by Edgar Velazquez | Aug 27, 2026 | Claims Guides
The quick answer: a public adjuster handles the entire property claim, from the first inspection to the final payment. A lawyer becomes necessary when a lawsuit becomes necessary. If the fight is about money, scope, or coverage, that is adjusting work, and it comes...
by Edgar Velazquez | Aug 18, 2026 | En Español
En corto: su compañía hipotecaria aparece en el cheque porque todavía tiene un interés económico en la casa. Eso es normal. Lo que casi nadie sabe es que no todos los pagos necesitan la firma del banco, y la ley de Florida lo dice claro. Escrito por Edgar Velazquez,...
by Edgar Velazquez | Aug 18, 2026 | Claims Guides
The short version: your mortgage company is on the check because it still owns a financial stake in the building. That part is normal. What surprises most people is that not every payment needs the lender’s signature, and Florida law says so. Written by Edgar...
